Join us for a FREE conference to help you plan for your longer, healthier life.
Plenary Session: Game Changers - Public Policies & Economic Trends that May Impact Your Plans.

WHEN: April 8, 2023 (Saturday)
TIME: 8:30 AM - 12:00 PM
WHERE: Japanese Cultural Center of Hawaiʻi
2454 South Beretania Street
Honolulu, HI 96826
HOST: AARP Hawaii
Register: hiaarp@aarp.org or  https://events.aarp.org/Finance4-8 
By: April 5, 2023. 11:59

Parking is the responsibility of the attendee. Parking at the Japanese Cultural Center of Hawaii is $8.  Overflow parking is available on the street or behind the old Varsity theater.

FREE AARP Finance Your Future Conference:  Get fact based information to help you plan ahead so you can live the life you want to live after retirement.  Choose from eight sessions ranging from Financial basics, investing, Social Security, Estate Planning and More.

Get an update on the latest trends in longevity, saving and investing. Hear about policy changes that might impact your plans. Connect with fellow attendees.

Select two additional sessions of your choice.
Coffee and pastries available while supplies last

9:45 AM - 10:45 AM

1A: Social Security for Retirees
9:45 AM-10:45 AM
Social Security is the foundation of retirement security for most Americans and when you take it can be critical to your long term financial well being.  Learn about Social Security retiree and family benefits and how you can maximize your benefits.
This session is intended for people who are not yet collecting Social Security.
Presenter: Jane Burigsay, Social Security Administration

1B: Financial Basics
9:45 AM-10:45 AM
Learn the basics around budgeting, saving, and managing your credit and debt.  Living within your means can be a challenge --- especially in Hawaii where consumers have some of the highest housing and food costs in the country.   Whether you are a young person starting out in life or a retiree living on a fixed income in the face of rising costs, you'll benefit from learning about tips and tools for living on a modest budget.
Presenter: Peter Inoue, AARP Volunteer

1C: Ask a Certified Financial Planner - New Trends in Investing for College and IRAs
9:45 AM-10:45 AM
Are you saving for college for a child or grandchild?  Not sure of the  difference between a Roth IRA and a regular IRA and how the roll over works?  Find out about these things and more. Ask questions.  (Note: this is an educational session and no personal financial advice will be given).
Presenter: Joanna Amberger, CFP

1D: Financing Long-term Care
9:45 AM-10:45 AM
Get an overview of the cost of long-term care in Hawaii.  Understand the options for financing it, and the role of Medicare, Medicaid, savings, and other financial vehicles.
Presented by: Gary Yanagihara, Planning Services of Hawaii, Inc.

11:00 AM - 12:00 PM

2A: Medicare Basics
11:00 AM-12:00 PM
Paying for health care in retirement is the biggest expense faced by most retirees.  Getting to know how Medicare works is an important step in planning for your future. No matter where  you are headed in life, Medicare will be part of it - helping to protect your health and  your wallet. Learn the A, B, C, and D of Medicare, America's retiree health insurance program.  Find out about costs you may have to pay for such as deductibles, co-payments, or co-insurance.
Presented by: Frank Appel, AARP Volunteer

2B: Investing for the Long Haul - Making Your Money Last
11:00 AM-12:00 PM
Did you know that half of all 10 year olds born today will live to be a 100 years old? In fact, more and more of us are experience longer, healthier lives and the old models of planning for "retirement" don't always fit. New retirees want to travel, play, give back, and work in ways their parents never did. It's important to plan for this new reality so that you cannot only have independence and choice as you grow older but also live the way you want to live.  Learn about investing for the long-haul.
Presented by: Joanna Amberger, CFP

2C: Estate Planning
11:00 AM-12:00 PM
Planning for your future means making decisions about what should happen in the event that you are unable to communicate or when you pass away. Providing guidance and instructions to your family eases stress and provides clarity during an already difficult time. Learn about what a trust, will, healthcare power of attorney, and financial power of attorney can do for you and your family. Also get tips on organizing your documents.
Presented by: Michelle Scully Hobus, Attorney, Sterling and Tucker

2D: How Can I Afford to Buy a Home?
11:00 AM-12:00 PM
Does buying a home seem impossible?  Join us for an interactive discussion that will help you understand how you can make the dream of homeownership a reality.  Learn about the tools available to achieve home ownership for yourself, your family, or future generations.  Find out about Federal mortgage programs that require as little as 0% down!  Get information about homebuyer programs that offer education, down payment and closing cost assistance, and affordable mortgage financing.   
Presented by: Jeff Gilbreath, Executive Director, Hawaii Community Lending, Charlie Ioane, Mortgage Loan Manager for Hawaii Community Lending, and Rose Transfiguration, Oahu Manager for Community Assets.